Georgia closings are typically handled by a real estate attorney, so your closing looks a little different than in some other states.
Before closing day
- Your attorney performs the title search and prepares documents.
- You receive your Closing Disclosure from the lender; review it carefully and ask about anything that changed.
- Arrange homeowners insurance and wire or certified funds as instructed. Always confirm wiring instructions by phone with a number you trust, since wire fraud is a real risk.
The final walkthrough
Visit the home shortly before closing to confirm agreed repairs were made and the property is in the expected condition.
At the table
You sign the loan documents and deed-related paperwork, funds are disbursed, and you receive your keys once the transaction is complete.
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This article is general information, not legal, tax, or financial advice. Loan programs, rates, and local rules change, so confirm details with your lender, attorney, or tax professional. Nil Patel is a licensed Georgia real estate salesperson with Keller Williams Realty Atlanta Partners.