Townhomes and condos can be a great fit, but the association matters as much as the unit.
Review the association
- Dues and what they cover: insurance, exterior maintenance, amenities.
- Reserves and special assessments: ask whether major repairs are funded or likely to be billed to owners.
- Rules: rental limits, pet policies, and parking.
Financing notes
Some loan programs have project-approval requirements for condos, so talk to your lender early. Request the association documents as soon as your offer is accepted and read them during your due diligence period.
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This article is general information, not legal, tax, or financial advice. Loan programs, rates, and local rules change, so confirm details with your lender, attorney, or tax professional. Nil Patel is a licensed Georgia real estate salesperson with Keller Williams Realty Atlanta Partners.